Insurance covers or minimizes your out-of-pocket expenses associated with a disability, whether that includes repairs to your vehicle or repairs to your body in the form of medical treatment. For example, if your car has insurance coverage, the insurer should pay up to the value of the vehicle or what it will cost to replace it. Disability Insurance Is a Risk-Pooling Industry That Runs for Profitĭisability insurance functions like other forms of insurance in that it protects the cash or economic value of what the policy insures. If you have a disability claim and received a denial in the Hamilton area and Ontario, reach out to Lalande Personal Injury Lawyers today. We have the experience your claim needs to reach the maximum amount possible, and we work to get it into your hands sooner than later. We practice disability insurance law and focus on disability insurance denials when it comes to workplace injuries. While this is ideal, it is, unfortunately, not the case for everyone, and many Sun Life policyholders have found that collecting their disability benefits is not as simple as they had hoped.ĭisability insurance is supposed to provide you with a safety net in your time of need, but when your claim receives a wrongful denial, your situation might be made significantly worse in the short term, with long-term financial implications.Ī disability insurance lawyer can help you through the application process, and if you have already applied for benefits and received a denial, Lalande Personal Injury Lawyers are here to answer any questions you might have, and if we take your case, to advocate for the best possible settlement for your injuries from the insurance company. When you are injured, you might think that it is automatic that your disability payments will kick in. When you receive a claim denial, it can put a halt on your ability to recover benefits and your ability to support your household.ĭisability insurance should protect your ability to support yourself and your loved ones if you experience a health condition that makes you unable to work. However, many people face an uphill battle when it comes time to seek disability benefits. One relief is that a mental or physical disability that prevents you from working entitles you to long-term disability benefits to cover your lost earnings due to your condition. By Matt Lalande | Sun Life Insurance Denial Lawyer Long-Term Disability Lawyers in Hamilton, OntarioĪ disabling injury or illness can put your entire life on hold, from the personal to the professional, preventing you from enjoying your life as you had and leaving you unable to work and support your household as you had before the disability.
0 kommentar(er)
